PERSONAL
Your present address and previous address for the past two years. (Along with the names, addresses and telephone numbers for landlords and mortgages.)

Employment history for past 2 years (names and addresses of employers, monthly salary, and dates of employment). Include the past 2 year's W-2s and 1040s and current paystubs. If self-employed, include 2 years profit and loss and balance statements, and year-to-date profit and loss.

Social Security numbers for all applicants.

If any applicant is divorced, a copy of Divorce Decree and Property Settlement.

Letter of explanation for any late payments and/or judgments.

FINANCIAL
Name, address, account numbers and balances for all asset accounts; include 3 months bank statements, copy of passbook, etc.

Amounts and verification of other income (rental, child support, etc.)

Debts (name , address, account number, balance, monthly payment) include car loans, personal loans, student loans, mortgages, etc.

Credit Cards (name, account number, payment and balance).

12 months canceled checks on all mortgages and/or rentals.

OTHER
Original signed contract on home being purchased.

Copy of Settlement Sheet or Agreement of Sale on property sold.

Copy of 1 year lease on prior property (if not being sold).

Cash or check for Application Fee.

Copy of Social Security Card and Photo I.D. for all applicants (for FHA cases only).